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| No. | Received from |
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| 1 | Mr Nigel Fitzpatrick (PDF format 22KB) |
| 2 | Mr Nigel Fitzpatrick (PDF format 24KB) (supplementary submission) |
| 3 | Erskinomics (PDF format 11KB) |
| 4 | Mr B.W. Hamilton (PDF format 7KB) |
| 5 | National Credit Union Association Inc (PDF format 20KB) |
| 6 | Mr Joe Nagy (PDF format 36KB) |
| 7 | Price Waterhouse Coopers (PDF format 85KB) |
| 8 | Australian Association of Permanent Building Societies (PDF format 35KB) |
| 9 | Cairns Penny Bank (PDF format 51KB) |
| 10 | Mr John R Cosstick |
| 11 | Adelaide Bank |
| 12 | Citibank (PDF format 143KB) |
| 13 | The Treasury (PDF format 26KB) |
| 14 | International Banks and Securities Association of Australia (PDF format 76KB) |
| 15 | CONFIDENTIAL |
| 16 | Australian Prudential Regulation Authority |
| 17 | Australian Bankers' Association |
| 18 | Mr B.W. Hamilton (supplementary submission) |